Pertanyaan tentang insurans...

[Hidier]

setuju dengan cikgu rosli..amik mengikut keperluan kita, bukan keperluan agen..

 

[mohairy]

Biasa orang ambik basic sum covered brape ribu?

ape gunanya basic sum covered?

 

[prudential]

Sum Assured is your death or TPD Total Permanent Disable compensation , the amount usually same as Critical illness compensation.

I proposed amount of at least 2 years salary.

eg. RM2500 x 2 x 12 = RM60K

the optimum amount is 5 years salary

eg RM2500 x 5 x 12 = RM150K


but it is depends of client budget of the premium overall... mohairy... you been asking a lot here and there. plus u also pernah email i for quotation..

and the simple Basic Sum Assured you still dint know, i assume you never meet any agent for presentation before

my advise, set an appoinment jumpa agent. agent will explain to you. you are wasting your time, survey sana sini but in the end you still not protected.

i also assume you didn't know waiting period as well... sign up fast, do your waiting period asap and then you are fully covered sir.

 

[penyukayangan]

betul2..etiqa takaful ada menyediakan:
1. pampasan akibat kemalangan-manfaat asas
2.keilatan kekal-manfaat asas
2.rider kemalangan (perlindungan rm10000 paling rendah)-rm1.23/month
3. medical card-serendah rm40(umur 25 tahun)
4. pendapatan keluarga
5.premium medical card yang tak 'burn'