Maybank Housing Loan

[nik@maybank]

Nik,

Selamat berkenalan

wassalam... klu ade ape2 boleh la kerjasama

 

[nik@maybank]

tuan, area mane

ara cheras taman segar... mortgage mobile

 

[khairi3011]

up thread TT...

 

[nik@maybank]

area pulau indah,port klang bley buat loan ngn maybank x utk rumah subsale??

depends pada area.. klu bukan dlm high risk area.. boleh buat

 

[akueyeah]

Assalam tuan. sy ada msg da td nk tnye soklan..

 

[nik@maybank]

ATTENTION REFINANCE YOUR PROPERTY NOW!!

Take the opportunity to refinance your house NOW and get rewarded by Maybank. Now Maybank is offering an attractive package that you can’t resist.
Min Financing Amount RM 500K
ZEC (Legal Fees , stamp duty, disbursement fees & valuation)Borne by the Bank up to 10K.
upto BLR -2.XX%
MRTA Optional.
If you want better rate with -2.60% you can option for our Non ZEC Package.

Benefits of Refinancing
1) Lower Monthly Mortgage Payments
For many homeowners the possibility of lower monthly payments is a very appealing benefit of refinancing. For instance, a refinance could extend the term of the loan from 15 years to 35 years, which would reduce monthly payments. For example, the monthly payments of a RM 300,000 mortgage with a 4.5% percent interest rate would drop from about RM 2,295 to RM 1,419 by changing from a 15-year loan to a 35-year loan.

2) Lower Interest Payments
Basically a bank will revise their product every 5 years and they will certainly be changes in the market. Study the interest rates and you will be surprised whether the interest rates have gone up or vice versa. With interest rates trending lower, it is a good time to review, restructure and refinance your existing loans. This can save you a lot of money. For example, if you reduce the interest rate of a 30-year RM 200,000 mortgage by just 1 percent--for instance, from 6 percent to 5 percent--you can save over RM 45,000 in interest payments.

3) Cash Out
Homeowners who have a considerable amount of equity in their home may find they are able to cash out some of this equity for other purposes. This may include making improvements to the home, starting a business, taking a dream vacation or pursuing a higher degree of education.

4) Debt Consolidation

Some homeowners begin to investigate refinancing for the purpose of debt consolidation. This is especially true for homeowners who have high interest debts such as credit card debts. A debt consolidation loan enables the homeowner to use the existing equity in their home as collateral to secure a low interest loan which is large enough to repay the existing balance on the home as well as a number of other debts such as credit card debt, car loans, student loans or any other debts the homeowner may have. Most of homeowners doesn’t realize how much they can save their money and their time by consolidating their debt into one. They can even save up to twice of their saving.

Additionally, debt consolidation can also simplify the process of paying monthly bills. By settling of all of the other commitments, Homeowners can focus paying only her mortgage not needing to go other banks to settle of their debt.

 

[hyrulxxx]

Salam...

Maybank ada islamic housing loan yg full flexy tak??


Untuk rumah subsale berharga rm 485k...

 

[on9shoppers]

mau refinance maybank dari convensional ke islamic..plz

 

[ian26]

saya dalam proses membeli rumah di klang , apply loan dekat maybank , affin , bank rakyat.. tapi valuer yg maybank guna boleh bagi 10% short valuation dari harga jual.. affin & bank rakyat kasik sama seperti harga jual.. nak sgt maybank , tapi apekan daya.

 

[nik@maybank]

Salam...

Maybank ada islamic housing loan yg full flexy tak??


Untuk rumah subsale berharga rm 485k...

ade.. tp fullflexi ade yang conventional jer... islamic xde lagi klu islamic ade semi flexi jer.. untk semi nak dump in duit kne inform branch.. klu nk buat kluar rm25/withdrawal.. xde maintenancce fee..