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Kelas Over Draft (OD)

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ada sape bleh ajar aku kat seremban ni tak?
 
Aku tadi telah pun mengapply OD dari RHB. Harap2 by next week approve ler huhu. Tq sifu mad & masterzen atas khidmat nasihat.

p/s: org dah menuai aku baru nak menanam huhu :((

Bak kata pepatah mat salleh...Better Late Than Never
 
nk tny la .. klu CC statement date 19/12/07.. duedate 8/1/08..
outstanding 3830.. min payment rm250
so .. cam member aku nih bayar td 2 jan 2008 RM250 kn..so.. klu 3 hb dia guna CC tu RM400 leh x?
so .. pada 8hb 2008 kena bayar lg ker amount RM400 utk elak caj ? or cam ner? adakah pembayaran pada 2 jan 2008 RM250 da dikira kawan aku tu bayar utk statement duedate 8 hb?.. takut klu x bayar balik RM400 tu nnt bln depan kuar statement baki tertunggak RM400
 
nk tny la .. klu CC statement date 19/12/07.. duedate 8/1/08..
outstanding 3830.. min payment rm250
so .. cam member aku nih bayar td 2 jan 2008 RM250 kn..so.. klu 3 hb dia guna CC tu RM400 leh x?
so .. pada 8hb 2008 kena bayar lg ker amount RM400 utk elak caj ? or cam ner? adakah pembayaran pada 2 jan 2008 RM250 da dikira kawan aku tu bayar utk statement duedate 8 hb?.. takut klu x bayar balik RM400 tu nnt bln depan kuar statement baki tertunggak RM400

Kalau guna RM400 tu sebelum 8 jan .. maka transaksi akan masuk untuk statement bulan depan dan perlu dijelaskan sebelum 8 februari.

kena tengok jugak, kalau credit limit RM4000 dan outstanding RM3830, sure la tak boleh guna RM400 tu ..
 
Info takat 3rd Jan 2008!
Tadi aku pegi Maybank, RHB dan CIMB kat KLCC nih.

Kat Maybank;
- OD againts ASB; rate BLR+2% value 90% dari nilai ASB. Min = RM11200 90% = RM10080
- ASB Term Loan; rate BLR-1.5% (first 2 yrs) dan BLR-1% (the rest of the year), ASBRTA includes dlm installment. Lock-in period 12 months!

Kat RHB;
- OD againts ASB; rate BLR+0% value 95% dari nilai ASB. Min = RM11K 95% = RM10450
- ASB Term Loan; rate 5% (first year) dan BLR-1.25% (the rest of the year), ASBRTA optional (cash only). Lock-in period 5 years!

Kat CIMB;
- OD againts ASB; rate BLR+1.75% (atau BLR+2%) value 90% dari nilai ASB. Min = RM11200K 90% = RM10080
- ASB Term Loan; 5.3% (first 3 yrs) dan BLR-1.3% (the rest of the year) ATAU 5.8% (first 3 yrs) dan BLR-1.3% (the rest of the year). ASBRTA includes dlm installment or cash. Lock-in period 5 years!
 
mana nie cik ahmad nie
xnampak2 pun
nak tau sp buat kat mana
 
Bayar OD dan Interestnyer

Salam.....
Adik ingin bertanya...
-Bagaimana interest di OD tu dibayar...adakah bank automatik tolak dari akaun OD kita...
 
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