Physical better. U can PAWN it later if you need cash.
If just paper trade, better u hold cash. This is GOLD investment but without physical gold presence. Quite risky though. The spread is very high.
can got to Maybank, Kuwait Finance House (KL only), Public Bank and Citibank.
Better buy physical gold and hold.
Google for this :
publicgold
dinar kelantan
emas rakyat
or direct gold PAMP Suisee gold bar direct.