PowerCredit Account Fees & Charges
Finance Charges 1.4%p.m. of the outstanding amount calculated on a daily basis from the date of transaction. A minimum of RM2 shall be charge for interest charges equal or less than RM2
Annual Fee RM60. Waived for the first year during launch promotion.
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late Payment Charge 1% of minimum repayment amount due or a minimum of RM10, whichever is higher
Overlimit Fee A 5% of total over limit amount or RM50 per instance of overlimit fee, whichever is higher.
ATM Charges
* Free withdrawals at OCBC ATMs in Malaysia
* RM12 for withdrawals at any OCBC ATMs in Singapore
* RM12 for withdrawals at non-OCBC ATMs with Visa Plus
Conversion for Overseas Withdrawal The conversation rate is determined by Visa International and no additional administration cost is imposed by the Bank
Other Charges
a) Statement Retrieval Fee
* Current to 2 months - Free of charge
* 3 to 12 months - RM5 per statement
* Above 12 months - RM30 per statement
b) Replacement Card Fee
* RM 8 per request
c) Returned Cheque Fee
* RM150 in event of insufficient funds
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