Closed....

[abangbeca]

maksudnya bank macam AEON,UOB dan Alliance je boleh bagi fresh/first loan. Yang lain2 ni akan tengok ade komitmen atau tak,bayaran plak mesti cantik 1 atau 0 baru boleh bagi loan.

Itu depend pd bank boss bkn criteria yg bnm tetapkan...so far rasanya bank rakyt x tgk samada ader history loan ker x sblm nih

 

[abangbeca]

7 persen dah macam ahlong gak ni...) aku dulu pinjam kat pinjaman berlesen interest 7 persen sebulan, rate macam sikit tapi sebenarnya pinjam 2000 bayar 4000....pehhhh...

cer kira betul2.....AEON pun tak macam ni hahaha..

Hehehe....that's y bro kn faham betul2 interest rate nih...sbnrnya x sama...lets we show apa yg beza nyer rate 7% yg bro faham tuh...

Cth: Buat ngan along rate 7% per mnth mcm bro ckp, pinjam 10k settle dlm masa sethn...jom kira

10k x 7% per mnth = 700 interest per mnth
700 x 12 = 8400 total interest sethn
So, 10k + 8400 = 18400 jmlah htg termsk interest


Bank rkyt pula 7% per year, pinjam 10k byr sethn

10k x 7% per year = 700 interest sethn
So, 10k + 700 = 10,700 jmlh htg termsk interest

Klu nk tau interest per mnt, mcm nih

700/12 bln = 58.33 per mnth

Beza bank rkyt ngan along mcm bro ckp

Interest
Along = 700 per mnth
BR = 58.33 per mnth

Interest sthn
Along = 8400 sethn
BR. = 700 sethn

So, dkt mana yg sama nya along dgn Bank Rakyat, bro kena paham interest per mnth dgn per year....mcm AEON dia caj 1.2% per mnth klu x salah aku...jom kira AEON dgn BR plak

AEON pinjam 10k interest 1.2% per mnth byr balik sethn

10k x 1.2% = 120 interest per mnth
120 x 12 = 1440 interest per year
10k + 1440 = 11440 jmlh htg termsk interest


BR pinjam 10k interest 7% per year byr blk sethn

10k x 7% = 700 per mnth
10k + 700 = 10700 jmlh hutang termsk interest

Klu nk tau brp interest per mnth bnk rkyt, mcm nih

700/12 bln = 58.33 int per mnth
58.33/10k x 100 = 0.58% (aeon 1.2%)

Nih explaination kawe yg noob tentang loan...that y kawe suruh paham dulu kadar interest nih, nih blm cerita bab floating rate lg...hahahaha

 

[abangbeca]

7 persen dah macam ahlong gak ni...) aku dulu pinjam kat pinjaman berlesen interest 7 persen sebulan, rate macam sikit tapi sebenarnya pinjam 2000 bayar 4000....pehhhh...

cer kira betul2.....AEON pun tak macam ni hahaha..

Sbb pemahaman bro yg kurang jelas, nnti kawe tepek kat depan...takut ader yg tersongsang juga nanti...

 

[elnino25]

fuhhh kes sy bleh renew kt sini ke? huhu..

 

[FadzliMelianysDesign]

Sbb pemahaman bro yg kurang jelas, nnti kawe tepek kat depan...takut ader yg tersongsang juga nanti...

oooo...aku ingat 7% tu interest sebulan, kalau setahun baguih la...aku lagi 3 bulan wat loan la...nak cantikkan CCRISS aku nih 6 bulan berturut2....

 

[mohdtarmizie]

good job bro...

 

[abangbeca]

oooo...aku ingat 7% tu interest sebulan, kalau setahun baguih la...aku lagi 3 bulan wat loan la...nak cantikkan CCRISS aku nih 6 bulan berturut2....

Yg main interest bln2 nih aeon ngan cimb jer...tp tu lar strategi bank...asal nampak rte rendah trus apply...tp x tgk abis2...Klu dah faham ok lah blh sebar2kan kpd yg x paham...aku pun bkn cerdik sgt...yg mana tau sj aku kongsi...

 

[abangbeca]

fuhhh kes sy bleh renew kt sini ke? huhu..

Aku ingat lg kes ko bro..ko dah keje brp lama dah..

 

[abangbeca]

good job bro...

Thanks boss

 

[Kija Mudah]

Hehehe....that's y bro kn faham betul2 interest rate nih...sbnrnya x sama...lets we show apa yg beza nyer rate 7% yg bro faham tuh...

Cth: Buat ngan along rate 7% per mnth mcm bro ckp, pinjam 10k settle dlm masa sethn...jom kira

10k x 7% per mnth = 700 interest per mnth
700 x 12 = 8400 total interest sethn
So, 10k + 8400 = 18400 jmlah htg termsk interest


Bank rkyt pula 7% per year, pinjam 10k byr sethn

10k x 7% per year = 700 interest sethn
So, 10k + 700 = 10,700 jmlh htg termsk interest

Klu nk tau interest per mnt, mcm nih

700/12 bln = 58.33 per mnth

Beza bank rkyt ngan along mcm bro ckp

Interest
Along = 700 per mnth
BR = 58.33 per mnth

Interest sthn
Along = 8400 sethn
BR. = 700 sethn

So, dkt mana yg sama nya along dgn Bank Rakyat, bro kena paham interest per mnth dgn per year....mcm AEON dia caj 1.2% per mnth klu x salah aku...jom kira AEON dgn BR plak

AEON pinjam 10k interest 1.2% per mnth byr balik sethn

10k x 1.2% = 120 interest per mnth
120 x 12 = 1440 interest per year
10k + 1440 = 11440 jmlh htg termsk interest


BR pinjam 10k interest 7% per year byr blk sethn

10k x 7% = 700 per mnth
10k + 700 = 10700 jmlh hutang termsk interest

Klu nk tau brp interest per mnth bnk rkyt, mcm nih

700/12 bln = 58.33 int per mnth
58.33/10k x 100 = 0.58% (aeon 1.2%)

Nih explaination kawe yg noob tentang loan...that y kawe suruh paham dulu kadar interest nih, nih blm cerita bab floating rate lg...hahahaha

penjelasan yg mantoppp....

mungkin salah faham antara per month dgn per year...

biasa lah boss