latest payout still around 94% ke?apsal staf cimb sg.petani kata 98%?
mula2 mcm berminat, tp bila check2 n survey, cimb lain suma kata 94%..
ni ada produk lain ka?
lepas puas survey2, ada beberapa mslh yg perlu diclearkan..
1. payout rendah..cth 6% dr 100k dah hilang 6k..klu overlap lepas tu cth 2thn, tetap kena byr 100k..klu tolak prinsipal pon brapa la dah kurang dr 100k..klu overlap loan dlm 6thn bermakna tmbh 1% lagi jd 4.98%, klu overlap lagi awal, rate sebenar jd lagi tinggi..sbb tu ke cimb berani bg rate rendah tp payout pun rendah..staf2 gov sll overlap lps 2,3thn..ada promosi skit ja dah overlap..
2. loan ni mll koperasi, bkn direct loan cimb...knapa cimb suka sgt guna koperasi?koperasi ni bila nak overlap cara kira settlement lain dr poduk2 bank..kwn2 dah byk kali kena dgn koperasi..prinsipal kurang sikit ja wlpn dah 3thn..capitalised interest..klu dah mll koperasi, jgn declare loan Pembiayaan Peribadi CIMB Sektor Awam-i sbb yg tu hnya loan direct cimb n update dlm web cimb