
OK..aku dah dpt status review from the
HOF kat bank tu...kat bawah ni updates on
BOLEH APPLY atau
TAK LULUS APPLY (pasal tak layak \ syarat tak cukup, etc)...
2 application dah submit, results tau ari selasa next week since org bank tu start cuti esok then naik opis ari selasa ! (sebab dia soh call dia ari selasa utk results)...~X(
- Mxxx Xaxmzxx from xxxoxMxbxl BSCM S/B Gaji >RM5K+ apply for RM50K x 10yrs << mamat ni buat overlap
- Gxnxsxx Kxlxisxxvxm from Sxexx ITI S/B Gaji >RM6K+ apply for RM50K x 7 yrs << mamat ni new applicant
**Mamat² ni kengkawan jer..derang jadik gerentor back-2-back...
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Semua new application = bleh 10 kali gaji X 7 yrs sahaja
Semua overlap application = bleh 10 kali gaji X 10 yrs sahaja
**
Syarat tambahan:
Sesaper yg takder BUKU CEK, pi bukak satu..
takder BUKU CEK application tak bleh anta!
Swasta - Payment made via
PDC...SI ntah takbleh la plak kali ni (heran aku!

) -> pada firasat aku, kalu pakai SI, pas2 duit takder, bank tak bleh amek ape² tindakan kat korang..kalu PDC, kot la ko isu cek tendang, bank korang akan denda RM100 per cek tendang...aku raselaa... :-?
Gomen - Payment made via
POTONG GAJI MAJIKAN (PGM)!
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ALL 7 applicants has been considered & reviewed...
4 out of 7 applicants LULUS...
+++Applicant yg
BOLEH\LULUS apply loan;
i-
Sxllxhxdxx from Gxldxn Hxxe Plxxtxtxxn Bhd Gaji >RM2.7K bleh apply max RM27K+ X 7 yrs (Bro, pergi carik gerentor gaji at least basic RM1.5K)
ii-
Suxxe from TH Txcxnxlxgxex S/B Gaji >RM2.7K bleh apply max RM27K X 7 yrs (Sis, gerentor no problem)
iii-
Fxdhxix from JxR Mxlaxsxa Gaji >RM2.6K bleh apply max RM26K X 10 yrs (Bro, wife kalu ader payslip jadik tutor pas2 income stated basic\more than RM1.5K, bleh jadik gurentor)
iv-
Rxmaxofx from eCoxwxx S/B Gaji >RM3K bleh apply max RM31K X 10 yrs (Bro, nih ader condition beb..try work on tuk dptkan\gunakan employer letter dari Coxwxx Bhd + gerentor takder problem) (P/s: kalu tak bleh pakai letter syarikat Bhd tu, pakai nama bini ar bro, tgk computation tuk bini kat bawah)
iv-
Bini Rxmaxofx from Sxarxkxt Pxaxarxxa xegxrx Bhd Gaji >RM2.5K bleh apply max RM26K+ X 7 yrs (Kotla ko nak convince bini ko apply plak...:-? Gerentor ko bleh ar jadik gerentor)
3 out of 7 applicants TAK LULUS...
+++Applicant yg
TAK LULUS apply loan;
i-
Axiax from Pxtxmxs Cxmxutxrx Bhd Gaji >RM2K tapi less <RM2.5K (Kalu gaji above RM2.5K bleh dpt lulus review sis..Sori yea

)
(Gerentor no problem)
ii-
Pxtex Sxaxg from Txtsxmxrx (M) S/B Gaji >RM3K pun tak lulus apply (Sori bro

)
(Gerentor pun tak lepas) -> nih pasal nama kompeni takder dlm list database bank, aku soh org bank tu search kot la ader melekat ke..tapi hampeh takder listed pun..sipi² pun takder!
iii-
Zxirxl from Cxrxgxli-PXXEP Opxrxtxxg Cxmpxny S/B Gaji >RM3K pun tak lulus apply (Sori bro

)
(Gerentor info x provided) -> nih pasal nama kompeni takder dlm list database bank, aku soh org bank tu search kot la ader melekat ke..tapi hampeh takder listed pun..sipi² pun takder!
**Nama sebenar applicant mesti dirahsiakan.. =)
Nota terakhir:
Korang yg
LULUS bleh start kompolkan document kat bawah ni segera yg boleh. Bila dah komplete (applicant + gurentor), baru PM aku tuk isi borang, then baru bleh anta application kat bank...aku bawak korang masok bilik Head-of-Financing (HOF), dia insya-Allah review mase tu gak..
- I/C depan blakang dlm satu page (4 keping)
- 3 bulan payslip (asal & salinan) (1 keping setiap satu)
- Borang EA (asal & salinin) (1 keping setiap satu) at least 1@2 tahun rekod..lagi melambak EA lagi bagos! (max 5 yrs jer) (1 keping setiap satu)
- Nih yg paling penting
MESTI ORIGINAL > Surat pengesahan majikan (surat states ko keje kat kompeni tu dari bila ke bila + baper lamer + gaji tahunan korang)
- Penyata KWSP tahun 2007 dan 2006 (ambil kat kiosk kwsp, pas2 mintak cop tarikh kat counter bertanya - walaupun dah ader stated tarikh kat statement tu) (1 keping setiap satu)
- Penyata akaun bank gaji (akaun duit gaji korang masok akaun ape?) (3 bulan) (1 keping setiap satu)
- Salinan bil utiliti (APi, Air, Tepon, Astro) kalau bleh yg sama ngan alamat kat dlm IC. Kalu bleh, kalu idak tempat yg ko duduk skang la...(1 keping setiap satu)
- Salinan slip (suami\isteri) jika bekerja sahaja.. (utk rekod) (1 keping setiap satu)
-
Additional document? Disebabkan korang nak convince bank soh bagi korang loan..
TOLONG dptkan surat early settlement dari setiap hutang yg korang rancang nak bayar tuk debt consolidation (tak kira ar CC ke, kereta ke, rumah ke, loan lain ke, mesti ader).
Cuma nak convince bank jer, lepas dpt duit loan tu..lantak korang ar nak enjoy aper pun... 
paid
nota mintak maaf: Sori la beb kalu lewat update korang (buat korang tertunggu²)..aku busy skit lately..yerla, ni aku tolon buat jer...bukan aku carik duit dari kerja menolon ni pun kan kan kan...