kalo nak perlindungan sehingga RM400K, berapa sebulan? loan rumah aku campur keta dan lain2 mau dekat 400K gak.
KALAU MCM NI BOLEH X BANG ADAR?
ni sekadar garapan saya jer ni, value2 tu boleh ubah berdasarkan mana kepentingan abang medical cover/saving(investment)
3. What are the covers/benefit provided? read below
Death benefit =
RM 402,000(pampasan kematian)
Total and permanent disability benefit:
- Lump sum (in lieu of death benefit)=
RM 400,000
sekiranya berlaku kematian akibat kemalangan Death benefit 402k+ ADD400k= total pewaris akan dpt RM802k..abg xkan dpt pasal dah xde)
Critical Illness benefit:
- Lump sum (in lieu of death benefit) =
RM 20,000(paid once diagnosed with critical ilness..if death happened caused by CI..then balance rm382k will be paid to pewaris/wife)
- Income =
RM 4,320 p.a
Accidental benefit:
- Death
RM 100,000
Medical benefit:
- Reimbursement of medical expenses up to:
Aggregate lifetime limit on benefits payable
RM 750,000(xde limit tahunan)
- Room and Board =
RM 200(harga bilik ward)
- Hospital and Surgical Benefit=
As charge (subject to co-takaful)
- Outpatient Treatment Benefit=
As charge (subject to co-takaful)
Hospitalization income benefit: (elaun yg dibayar kepada client selepas keluar ward)
- Normal hospital confinement =
RM 300 per day (masuk ward)
- ICU confinement =
RM 600 per day (masuk icu)
- Surgical procedure =
RM 5,000 per procedure(elaun pembedahan berdasarkan kadar risiko pembedahan setiap prosedur)
==================
RM 360.00 Monthly
=================
