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[suffian takaful]

takaful ikhlas cover tak?

IMAT tak cover sebab dibawah penyakit berjangkit yang dikuarantin oleh undang2. Tapi Takaful Keluarga cover utk manfaat hospital dan kematian.

 

[arin05]

H1N1 is not covered mainly because it is just a flu... aka demam selsema.
In normal cases, demam selsema does not required you to be hospitalised unless it brings other complications like radang paru-paru, asma dsbnya.

The reason of patient being quarantine in the hospital is due to government rules to make sure that it is not been spread more to other people. Hence in most insurance policy of Medical & Health Insurance, it is under exclusion clause. Directive from government...

The patient itself can recover if it is just a normal flu, get the antiviral, go home and rest. They does not need to be in the hospital unless they develop other complication.

In the case of the writer in Utusan, he does not develop complication, therefore in medical terms, he only get demam selsema.

If the insurance company start paying for demam selsema, be prepare to pay a higher premium later on. Insurance is all about risk sharing, you want the company to cover for all small-small amount, then be prepare to pay higher premium for it.

 

[dudin]

Medical card PruBSN cover H1N1..
yg nak tau more on our medical card product sudi2kan diri anda..
aku bg free explanation...cuma perlu 15 minit dpd masa tuan2..
amik ke tak cerita no 8..yg penting anda faham & dapat knowledge ttg plan Medical Card prubsn & kenapa ramai yg memilih prubsn

p/s : utk area jb

 

[prudential]

H1N1 is not covered mainly because it is just a flu... aka demam selsema.
In normal cases, demam selsema does not required you to be hospitalised unless it brings other complications like radang paru-paru, asma dsbnya.

The reason of patient being quarantine in the hospital is due to government rules to make sure that it is not been spread more to other people. Hence in most insurance policy of Medical & Health Insurance, it is under exclusion clause. Directive from government...

The patient itself can recover if it is just a normal flu, get the antiviral, go home and rest. They does not need to be in the hospital unless they develop other complication.

In the case of the writer in Utusan, he does not develop complication, therefore in medical terms, he only get demam selsema.

If the insurance company start paying for demam selsema, be prepare to pay a higher premium later on. Insurance is all about risk sharing, you want the company to cover for all small-small amount, then be prepare to pay higher premium for it.

so this H1N1 case.. confirm h1n1 baru cover... selsema biasa. adalah tidak

 

[silverchair959]

nih yg aku malas nak amik insurans nih !!!!

 

[prudential]

nih yg aku malas nak amik insurans nih !!!!

why?

sebab selsema tak cover?


if you baca byk thread before... misconcept about Insurance..


insurance give protection.. insurance bukan welfare

 

[Maelstrom6121]

cantek...aku masih dgn prudenbsn

 

[EncikEx]

because byk tak baca policy

you kene baca policy.. insurance lain penyakit kene kuarantine tak cover,,

tapi Prudential cover this H1N1 epidemic

yap
setakat ni yg aku tau prudential jer yg cover

go go PRUDENTIAL!

 

[arin05]

nih yg aku malas nak amik insurans nih !!!!

Well, it is your money, your hard earned money. You choose how you want to utilize it. Kalau tak mahu ambil perlindungan insurans semasa sihat, saya sarankan agar anda mulalah menabung dari sekarang untuk perbelanjaan perubatan dan sara hidup anda nanti.

 

[prudential]

Well, it is your money, your hard earned money. You choose how you want to utilize it. Kalau tak mahu ambil perlindungan insurans semasa sihat, saya sarankan agar anda mulalah menabung dari sekarang untuk perbelanjaan perubatan dan sara hidup anda nanti.

banyak orang menabung... tapi kerap korek tabung