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Baca artikel akhbar hari ini..

Well, it is your money, your hard earned money. You choose how you want to utilize it. Kalau tak mahu ambil perlindungan insurans semasa sihat, saya sarankan agar anda mulalah menabung dari sekarang untuk perbelanjaan perubatan dan sara hidup anda nanti.

:-)

you wakil ejen insuran mana ni yang x nak cover nih :-?
 
memula kover mati ajer kan..hehe nak lari gak tuh :)):))

Etiqa Bayar Tuntutan Rawatan Perubatan H1N1

KUALA LUMPUR, 20 Ogos (Bernama) -- Etiqa Insurance Berhad Khamis mengumumkan akan membayar tuntutan yang dibuat oleh pemegang polisi perubatan dan kesihatannya sekiranya mereka dimasukkan ke hospital untuk rawatan Influenza A(H1N1).

Ketua Pegawai Eksekutif dan Pengarahnya Datuk Aminuddin Md Desa dalam satu kenyataan di sini berkata perkara itu berkuatkuasa serta merta.

Beliau berkata pihaknya sentiasa berpegang pada asas insurans dan takaful iaitu untuk membantu orang ramai kerana H1N1 boleh menjangkiti sesiapa sahaja.

"Oleh itu, dalam masa-masa sukar ini, kami telah membuat keputusan untuk melanjutkan liputan bagi pemegang pelan perubatan dan kesihatan untuk merangkumi Influenza A(H1N1), sekaligus memastikan tuntutan akan dibayar kepada pemegang polisi yang dimasukkan ke hospital dan diberi rawatan kerana wabak itu.

"Ini akan memberi mereka perlindungan secara fizikal dan daripada segi kewangan," katanya.

Aminuddin berkata perlindungan tambahan bagi H1N1 diberikan kepada semua pemegang semasa polisi perubatan dan kesihatan Etiqa serta pemegang polisi baru yang mengambil pelan itu mulai sekarang.



-- BERNAMA




KUALA LUMPUR: Etiqa will pay the claims made by its medical and health plans’ policyholders should they be hospitalised for treatment for H1N1 influenza, with immediate effect.

Etiqa said on Aug 21 the H1N1 influenza can affect everyone physically and also financially, in terms of the medication and treatment.

Its CEO and director Datuk Aminuddin Md Desa said in this difficult time, it decided to extend the cover of H1N1 influenza to its medical and health plans and ensure that claims are paid to policyholders hospitalized and treated for the H1N1 influenza.

Etiqa is extending the cover for H1N1 influenza treatment and hospitalisation to its group and individual medical and health plans. This H1N1 coverage benefit is extended to all current policyholders of Etiqa’s medical and health plans and any new policyholders who will be joining the plan from now on.

sumber dari: http://www.theedgemalaysia.com/busin...nt-claims.html





Liam Members Will Pay Claims For H1N1 Deaths And Treatment

KUALA LUMPUR, Aug 21 (Bernama) -- The Life Insurance Association of Malaysia (Liam) said Friday that all the 16 life insurance companies under its association will pay claims arising from deaths and hospitalisation due to influenza A (H1N1).

"Even though a majority of the medical policies carry exclusion on communicable diseases requiring quarantine by law, life insurers are responding to an immediate need of the nation in light of the increasing number of people who have been infected," it said in a statement.

It said, however, that insurers would continue to monitor the situation and would inform policy holders of any change in decision.

The General Insurance Association of Malaysia (Piam) said the health coverage and policies varied among insurance companies.

"It depends on the companies whether to include Influenza A(H1N1) in their policy. We cannot force them to change their policies," Piam technical advisor Tan Eng Leong told Bernama.

According to the Piam website, health policies generally do not exclude hospitalisation treatment for infections or communicable diseases like H1N1.

"However, some policies do expressly exclude cover for communicable diseases requiring quarantine by law. This means that if H1N1 is classified as a communicable disease requiring quarantine by law in Malaysia, then the policy would not cover such medical expenses," he said.

Malaysian Medical Association president Dr David Quek Kwang Leng urged insurers to be more magnanimous and empathetic under such crises.

"We are facing some problems with health insurance companies, however. This is especially the case in private hospitals where many insurance companies are refusing to reimburse for the treatment because it appears that in the contract for medical insurance, pandemic illness is excluded," he said.

He praised Etiqa Health insurance for stating publicly that H1N1 flu was a reimbursable illness.

"We urge other health insurers to follow suit. Otherwise our hands are tied somewhat in helping to deliver the best care possible," he added.

-- BERNAMA

SUMBER:http://www.bernama.com/bernama/v5/newsgeneral.php?id=434905


Etiqa cover for H1N1 treatment

ETIQA Insurance Berhad today announced it will entertain the claims by its medical and health policy holders who are admitted to hospital for treatment of Influenza A(H1N1).

Its chief executive officer and director, Datuk Aminuddin Md Desa, said in a statement the measure would come into force immediately.

"In these difficult times, we have decided to extend the cover for the medical and health policy holders to include Influenza A(H1N1)," he said, adding that this would provide them with physical and financial protection.

Aminuddin said the additional cover for H1N1 was given to all Etiqa medical and health policy holders, including those buying the insurance plans from now on. - Bernama

sumber: http://www.btimes.com.my/Current_News/BTIMES/articles/20090820200059/Article/
 
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