islamik ada ceiling rate.. x silap sy interest rate 10% maksimum boleh di charge pada customer.
maksudnya klu BLR naik hingga 13%, so asb rate BLR - 1.65% (13% - 1.65% = 11.35%) tapi islamik loan hanya charge 10% maksimum berbanding lain 11.35%. kalau silap minta tunjuk ajar otai lain..
tapi bila BLR nak sampai 13%??... skrg BLR 6.60%..
tepuk dada tanya selera..