Am Flexi 2

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yanti

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Sapa2 pernah dgr Am Flexi 2? nk tahu ape jenis investment ? atau apa jenis insurans??? :p
 
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AmFlexi2

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Sapa2 pernah dgr Am Flexi 2? nk tahu ape jenis investment ? atau apa jenis insurans??? :p
Hi Cik Yanti...
Amflexi2 ini adalah satu plan savings plus dengan insurans...

Boleh dikategorikan sbg satu plan persaraan masa depan dengan pulangan dividen 10-12% utk masa depan...Dividen dan keuntungan yang anda perolehi adalah melalui prosedur HALAL..

Insurans coverage:-
Kematian-Sebarang jenis kematian.
Lumpuh-Apa shj penyebab lumpuh.
dgn kontrak tambahan anda boleh tambah utk coverage
-Accident.
-36 Major Illness.
-Hospital Benefit.

Utk keterangan lanjut..
Sms me at 0125563143 (THANA)
I will call u back...
 

mrahmad

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salam..

sya pun org baru kat cni..
bagus dan bangga sya tgok ramai anak muda kita dah ceburi bidang insurans.. tahniah!

CUMA...
ada antaranya RAMAI yg belum cukup ilmu produk..
jangan MAIN2.. kerana jika klien rasa tertipu mereka boleh buat plice report dan disiasat mengikut akta insuran 1963 / 1996!

CONTOH...
PRODUK AMFLEXI NI..
INI bukan investment.. tetapi salah satu produk insurans hayat seumur hayat!.(whole life product)..dan bukannya endowment product jauh sekali investment link product(ILP)

klu "whole life product bermakna cust kena bayar antara 30 hingga 35 tahun ke atas polisi tersebut!..ingat tu..

dari segi bonus..untuk produk sebegini biasanya comp insurans akan bayar antara 5-7% sahaja setahun..

sebagai contoh produk amflexi ni amassurance punya projection return hanyalah 6%.. sila lihat sini..

http://biz.thestar.com.my/news/story.asp?file=/2007/12/7/business/19690555&sec=business

KUALA LUMPUR: AmAssurance Bhd plans to boost its life insurance premium income by 20% for the financial year ending March 31 with the launch of its new product, AmFlexi Plan.

Life agency sales general manager Clement Heng expressed confidence that AmAssurance’s life insurance portfolio would continue to strengthen with AmFlexi.

“With our 3,500-strong agency force promoting these products, we plan to increase our life insurance business premium to almost RM500mil by the end of the financial year,” he said at the launch of AmFlexi Plan yesterday.

AmFlexi offers the solution to Malaysians looking for a secured mechanism to accumulate capital meant for retirement and educational funding.


From left: Clement Heng, AmAssurance head of corporate communications and marketing Alex Tan and Ng Lian Lu at the AmFlexi Plan launch.
Chief executive officer Ng Lian Lu said: “AmFlexi is the only two-in-one plan that financially caters to the two most important life stages; rather than creating two separate plans that could financially burden Malaysians”.
The product offers policyholders the flexibility to either make regular or single top-ups to increase the policy value for retirement purposes or to make partial withdrawals at any time from their policy fund account for educational funding purposes.

“Policyholders would also stand to enjoy a protection sum assured of up to 10 times of the premiums paid while leveraging on potential investment returns harvested from the policy’s professionally-managed portfolios,” Heng added.

He said investment returns were projected at 6% annually, with 70% of the fund’s net asset value to be invested in bonds and the remaining in equities.

Heng said AmAssurance planned to expand its agency force to about 5,000 and launch about six products next year.

According to Ng, life insurance industry in Malaysia is expected to enjoy double-digit growth over the next three years.

“We can expect 10% to 12% growth in revenue annually for the life insurance industry due to growing gross domestic product and rise in disposable income,” he added.



tapi kena ingat... 6 tahun pertama lebih kepada cover insurans kerana kos insurans termasuk komisi agen adalah tinggi..
komisi tahun pertama 35%,dan berikutnya.. 25%, 15%, 15%, 10%, 10%..belum campur cas syarikat insurans.
so cash value biasanya hanya dlm 20-30% sahaja...

sekian
 
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mrahmad

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Boleh dikategorikan sbg satu plan persaraan masa depan dengan pulangan dividen 10-12% utk masa depan...Dividen dan keuntungan yang anda perolehi adalah melalui prosedur HALAL..
10-12% tu belum terjadi dalam mana2 syarikat insurans di malaysia
plz cek!:-?
 

fido1

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10-12% tu belum terjadi dalam mana2 syarikat insurans di malaysia
plz cek!:-?
erm..tapi penah gak dengar pasal amflexi ni.. katakan kita bayar rm2k setahun...1k utk cover kesihatan kita termasuk 36 jenis penyakit berat, pastu lagi 1k dia akan buat untuk pelaburan..kalau tak silap la..:-?
 

AmFlexi2

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salam..

sya pun org baru kat cni..
bagus dan bangga sya tgok ramai anak muda kita dah ceburi bidang insurans.. tahniah!

CUMA...
ada antaranya RAMAI yg belum cukup ilmu produk..
jangan MAIN2.. kerana jika klien rasa tertipu mereka boleh buat plice report dan disiasat mengikut akta insuran 1963 / 1996!

CONTOH...
PRODUK AMFLEXI NI..
INI bukan investment.. tetapi salah satu produk insurans hayat seumur hayat!.(whole life product)..dan bukannya endowment product jauh sekali investment link product(ILP)

klu "whole life product bermakna cust kena bayar antara 30 hingga 35 tahun ke atas polisi tersebut!..ingat tu..

dari segi bonus..untuk produk sebegini biasanya comp insurans akan bayar antara 5-7% sahaja setahun..

sebagai contoh produk amflexi ni amassurance punya projection return hanyalah 6%.. sila lihat sini..

http://biz.thestar.com.my/news/story.asp?file=/2007/12/7/business/19690555&sec=business

KUALA LUMPUR: AmAssurance Bhd plans to boost its life insurance premium income by 20% for the financial year ending March 31 with the launch of its new product, AmFlexi Plan.

Life agency sales general manager Clement Heng expressed confidence that AmAssurance’s life insurance portfolio would continue to strengthen with AmFlexi.

“With our 3,500-strong agency force promoting these products, we plan to increase our life insurance business premium to almost RM500mil by the end of the financial year,” he said at the launch of AmFlexi Plan yesterday.

AmFlexi offers the solution to Malaysians looking for a secured mechanism to accumulate capital meant for retirement and educational funding.


From left: Clement Heng, AmAssurance head of corporate communications and marketing Alex Tan and Ng Lian Lu at the AmFlexi Plan launch.
Chief executive officer Ng Lian Lu said: “AmFlexi is the only two-in-one plan that financially caters to the two most important life stages; rather than creating two separate plans that could financially burden Malaysians”.
The product offers policyholders the flexibility to either make regular or single top-ups to increase the policy value for retirement purposes or to make partial withdrawals at any time from their policy fund account for educational funding purposes.

“Policyholders would also stand to enjoy a protection sum assured of up to 10 times of the premiums paid while leveraging on potential investment returns harvested from the policy’s professionally-managed portfolios,” Heng added.

He said investment returns were projected at 6% annually, with 70% of the fund’s net asset value to be invested in bonds and the remaining in equities.

Heng said AmAssurance planned to expand its agency force to about 5,000 and launch about six products next year.

According to Ng, life insurance industry in Malaysia is expected to enjoy double-digit growth over the next three years.

“We can expect 10% to 12% growth in revenue annually for the life insurance industry due to growing gross domestic product and rise in disposable income,” he added.



tapi kena ingat... 6 tahun pertama lebih kepada cover insurans kerana kos insurans termasuk komisi agen adalah tinggi..
komisi tahun pertama 35%,dan berikutnya.. 25%, 15%, 15%, 10%, 10%..belum campur cas syarikat insurans.
so cash value biasanya hanya dlm 20-30% sahaja...

sekian
thankz bro i will conform back with my agency...
 
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