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3 generation saving plan

Kyle_AIA

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Descriptions:
- AIA GIP plan
- only pay for 10 years.
- enjoy 4% guaranteed bonus return (from total assured) starting
from 11th years onwards
- enjoy dividend benefit depend on the company's investment return
- free life insurance
- include premium waiver
- Plan can be continue up to 3 generation
- you, your son(bonus every month) and grandchildren(lumpsum)

If interested, do contact me or pm me. :)
 
Owner (age 30)
Pay for 10 years. (Owner age 40) (Total Sum Assured = RM 100 000)
Starting 11th years. Get 4% bonus payout = RM 4000
Get until age 80 (up to age 88) 4000 x 40 = RM 160000

Decide to transfer ownership to his son (age 40 years)
Continue enjoy 4% bonus until age 75 4000 x 35 = RM 140 000
(the saved money keep growing with 4% interest + yearly dividend)

The grandson = the nominees will get the lumpsums of money.
Estimated value = RM 500 000 and above (can reach million)

So, for a payment of 10 year for amount of RM 100 000, you and family will enjoy estimated value of RM 160 000 + RM 140 000 + RM 500 000 = RM 800 000.

Save now and build a fund for your next generation. Maybe the RM value will differ by then but who knows the money will help your descendant in the future. You will be remembered forever as a good parent and grandparents. So SAVE now for a better TOMMORROW.

*this is for illustration only.
 
Plan ni dah lama kan?... under Prudential dah ka AIA?
 
minimum RM 150 sebulan. Tapi depend dengan bro punya budget. Save more, bonus more.
 
if saving RM 150/mth, what's the % bonus & dividen payout? pls can you give me the full explanation?
 
if saving RM 150/mth, what's the % bonus & dividen payout? pls can you give me the full explanation?

bonus payout is a guaranteed bonus of 4% from the total sum assured.
so, for a saving of RM 150/month
1 years = 150 * 12 month =RM 1800
10 years = 1800 * 10 years = RM 18 000
4% of guaranteed bonus = 4% * 18 000
start from 11th years of saving, no more payment and annually will receive RM 720.

For dividend payout, it depend on the AIA investment return. belows are the estimated dividend for past 4 years. (-ve = no dividends)
2006 - 8.98%
2007 - 9.57%
2008 - -1.74%
2009 - 4.77%
 
bro, ELI ke?
if i'm not mistaken, ELI dah takde since end of last month..
 
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