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Financial technology, or fintech, was one of the worst performing parts of the stock market in the 2022 bear market and for the roughly two-year period that followed. During the COVID-19 pandemic, the economy turned to online payments, cashless money transfers, and cryptocurrency interest surged. When the pandemic-era restrictions ended, interest rates rose, and inflation hit the U.S. hard, many fintech companies struggled.
However, we're slowly but surely starting to see a resurgence of fintech stocks in 2025. Just to name a couple of examples, banking disruptor SoFi (NASDAQ: SOFI) has seen member growth accelerate recently, and PayPal (NASDAQ: PYPL) has returned to user growth after a multiyear lull...