Term & Condition / Calculation
assalamualaikum...
Customer yg saya buat yg lepas-lepas, saya amik kad diorg dan terus pos ke syarikat di Penang.Bila siap proses company akan pos balik kat tersebut. Sebab saya x nak buat pasal dia punya interest/convertion fee dah terlampau tinggi.Harap dapat membantu dan di bawah ni cara pengiraan convertion fee EPP.
FORMULA FOR CALCULATE OUSTANDING
A =(100 –B)/100
B=INTEREST CHARGE
FORMULA=OUTSTANDING/A=THE AMOUNT OF RESTRUCTURE
FOR EXAMPLE
EON CREDIT CARD WITH LIMIT 10K AND OUSTANDING= 6K
MAKE IT 3 YEAR INSTALLMENT AND 20%
THE AMOUNT OF RESTURCTURE= RM6000/0.80=RM7500
THE INTEREST CHARGE =RM7500X20%=RM1500
MONTLY INSTALLMENT =RM7500/36=208.33
FORMULA FOR CASH ADVANCE
EXAMPLE 1
EON CREDIT CARD WITH LIMIT 10K AND NO OUTSTANDING
MAKE IT 3 YEAR INSTALLMENT AND 20%
THE INTEREST CHARGE =RM10000X20%=RM2000
CASH CAN GET =RM10000-2000=RM8000
MONTLY INSTALLMENT =RM10000/36=277.78
EXAMPLE 2
EON CREDIT CARD WITH LIMIT 10K AND OUSTANDING= 6K
MAKE IT 3 YEAR INSTALLMENT AND 20%
AVAILABLE LIMIT =RM4000
THE INTEREST CHARGE =RM4000X20%=RM800
CASH CAN GET =RM4000-800=RM3200
MONTLY INSTALLMENT =RM4000/36=RM111.11
EXAMPLE 3 (SETTLE THE OUTSTANDING AND TAKE CASH)
EON CREDIT CARD WITH LIMIT 10K AND OUSTANDING= 6K
MAKE IT 3 YEAR INSTALLMENT AND 20%
THE INTEREST CHARGE =RM10000X20%=RM2000
CASH CAN GET =RM10000-2000-6000=RM2000
MONTLY INSTALLMENT =RM10000/36=RM277.78
* Maaf di atas kesulitan yang berlaku. Sila rujuk noraini untuk meneruskan perjuangan untuk membuat bisness nie.