assetallocation

Many investors spend too much time asking whether an idea is good. That question matters, but it is not enough. A better question is: how much capital should be exposed to that idea? This is where position sizing becomes important. Position sizing is the discipline of deciding how large or...

As we approach the second half of the 2026 calendar year, the global macroeconomic landscape presents a profound mathematical paradox that cross-border capital allocators can no longer afford to ignore. On one side, global equity indices continue to trade at elevated multiples, projecting an...

Many investors think their biggest challenge is finding the “right asset.” In practice, the bigger challenge is building a structure that survives volatility without forcing emotional decisions. A risk-first approach starts with three foundations. First, define your time horizon in plain...

For investors tracking commodities and currency pairs, January 2026 presents an interesting case study. The US Dollar Index (DXY) continues to show weakness, trading below 100, which typically supports asset prices. However, the correlation between Gold and Bitcoin is tighter than usual...

I am Irfan Zuyrel, a 47-year-old market strategist originally from Selangor. You might not know me personally, but if you invested in Public Mutual funds between 2011 and 2016, specifically the multi-asset growth portfolios, I might have managed your capital. My journey began at NUS (Finance)...