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  #241  
Old 24-01-2010, 10:01 AM
thedoctor thedoctor is offline
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Quote:
Originally Posted by warheadfx View Post
bro, pergi kat PNB buat request .. once request approve, bank dgn senang hati kasi loan maximum tambahan RM200k ..(sebab bro dah penuh sekarang ada RM200k..)
tamabahn 200k lg dr 200k yg ade utk asb ker???ke loan lain??menarik bley topup 200k yg penuh tu..apetah lg sekali dump 200k...
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  #242  
Old 24-01-2010, 10:26 AM
warheadfx warheadfx is offline
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Quote:
Originally Posted by thedoctor_rs View Post
tamabahn 200k lg dr 200k yg ade utk asb ker???ke loan lain??menarik bley topup 200k yg penuh tu..apetah lg sekali dump 200k...
insya allah, kalau baca baik-baik kat bank rimau .. loan ASB depa kasi maximum adalah RM400K

Pelabur yang kena settle kan macam mana nak kasi UP RM200K ke RM400k.
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  #243  
Old 24-01-2010, 10:32 AM
sandaldm sandaldm is offline
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masta warheadfx ajar la caro2 tu..nak tau gak nih..plz
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  #244  
Old 24-01-2010, 11:22 AM
rieffa_ar rieffa_ar is offline
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kekawan...
saya buat easy RHB ASB putrajaya last week, dapat freebies beg, payung n botol air... make sure korang pon dpt gak tau, kalau dpt lebih dari saya lagi bagus.. (ini hanya untuk penggemar freebies mcm saya)
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  #245  
Old 24-01-2010, 12:20 PM
opi opi is offline
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Quote:
Originally Posted by aidiryatim View Post
thanks atas info..
utk perbandingan..
ada beberapa soalan di sini.
1) brp interest yg dikenakan utk easy ASB utk loan 25 thn? bank rimau(offer untill june 2010.. fix BLR-1.65% spnjg tempoh loan)
2) jika bank rimau... loan 50,000.. total loan RM51084(termasuk insurans).. bagaimana plak ngan easy ASB? total loan+insurans?


jika jawapan bg soalan diatas dpt diberi,
sbgi pengguna boleh buat perbandingan lanjut..
yg sy nampak jelas.. easy ASB beri kita cash in hand setiap thn..
sedangkn bank rimau bg kita cash in hand lepas kita terminate loan..
Tuan,
1) interest kami BLR-1% bagi sepanjang tenure 25 tahun.
2) kami xde insuran yg memang khas utk civer loan ni, tetapi kami ada produk insuran yg sesuai utk di bundlekn sekali, tambahan bayara bulan RM15 shj.

Betul ckp tuan, dgn easy leh dapat cash in hand setiap tahun dgn mthly yg rendah, bank lain leh dapat juga cash in hand tapi lepas 3 tahun(x kena exit fee). So, bergantung kpd rancangan & kemampuan masing2 kalo leh byr tinggi & x kesah tunggu lambat skit, bagus cari bank yg offer int rendah, kalo x, amik ngan easy
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  #246  
Old 24-01-2010, 12:39 PM
opi opi is offline
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Quote:
Originally Posted by myfxadvior View Post
Tuan, minta penjelasan tentang perubahan kadar BLR. Easy-RHB offer BLR-1 tuk 5 tahun pertama tersebut. Jika bank negara istihar kenaikan BLR, adakah installment 386 tu akan bertambah dalm 5 tahun tersebut? dan jika tidak,adakah peminjam akan dikenakan bayaran semasa kita terminate? sila jelaskan..
Tuan myfxadvior,

Easy offer BLR-1%, bg sepanjang tempoh pinjaman, jadi kadar pembayaran balik adalah bergantung kepada kadar BLR semasa. Tentang termination, RHB akan kenakan exit fee sebyk 3% drpd jumlah pijaman jika sekiranya peminjam terminate sebelum 3 tahun shj, termination selepas dari 3 thn tiada apa bayaran akan dikenakan.
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  #247  
Old 24-01-2010, 12:46 PM
studiomoney studiomoney is offline
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Last week dah ambik RHB Easy asb RM 100 K. Boleh tak nak ambik RM 100 K lagi.
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  #248  
Old 24-01-2010, 02:06 PM
opi opi is offline
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Quote:
Originally Posted by studiomoney View Post
Last week dah ambik RHB Easy asb RM 100 K. Boleh tak nak ambik RM 100 K lagi.
Tuan studiomoney,

Dijput dtg buat tuan, asalkan mampu bayaq, pastu commitment x tinggi & dlm ASB belom sampai 200k..
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  #249  
Old 24-01-2010, 04:20 PM
cdan cdan is offline
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table bayaran.... den cilok dari thread sebelah...



plan 5 tahun - terminate lepas 5 thn....
loan ASB RM100K
bayaran bulanan RM386 x 12 bln x 5 thn = RM23,160
div ASB 7% x RM100K = RM7000 x 5 thn = RM35,000
untung RM35,000 - RM23,160 = RM11,840
bayaran tahun pertama RM386 x 12 = RM4632 <- modal
bayaran tahun berikut melalui div ASB...
(tidak termasuk insuren)
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  #250  
Old 24-01-2010, 04:56 PM
Dobit127 Dobit127 is offline
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hehe...easy RHb yer.....try kaji elok2...apasai ler diorang berani bagi monthly rendah....

jgn tertarik dahulu...minta buat kajian atau pertanyaan kepada pihak berkecuali...ataupun musuh bank berkenaan...

rendeh yer...akhirnya apa dapat....???


p.s... opss terlupa..ini pandangan peribadi sajer...tiada kaitan dgn pihak2 lain..ok
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