betul skali...ni actually is fund yg endowment insurans invest under ILP insurans...
kalau pg forum Low Yatt...ramai orang sane condem product ni sbb return is below par.....i xbace habis sbb terlalu ramai complain on return...not sure comparing to which sector....
sbb kalau comparing to equity confirm not right..endowment plan return ussually shud compare to balance to bond fund return..so 4-5% is quite normal...
anyway...paling important the product is a ILP product (insurans)...not Unit trust...
betul skali...ni actually is fund yg endowment insurans invest under ILP insurans...
kalau pg forum Low Yatt...ramai orang sane condem product ni sbb return is below par.....i xbace habis sbb terlalu ramai complain on return...not sure comparing to which sector....
sbb kalau comparing to equity confirm not right..endowment plan return ussually shud compare to balance to bond fund return..so 4-5% is quite normal...
anyway...paling important the product is a ILP product (insurans)...not Unit trust...