KWSP atau Fixed Deposit

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faisal_moukei

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KWSP = pelaburan (bijak kini,bijak skrg,masa depan belum tentu)

Fixed Deposit = pulangan yg dijamin (utk yg byk cash, cth : rm4juta)

Insurans = simpanan + pelaburan + pulangan dijamin + perlindungan (terbaeeekkkkk)
 

semamak

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so.. pilihlah insurance...
betulke org kate, kalau beli insurance, kene ready laa mayat kita dilapah lapah... tuu yg tak tahan tuu...
 

faisal_moukei

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kenapa plak nak lapah2...
kat malaysia ni ada manusia
yg makan org ker...?:-?
 

Mel Addlan

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Mana satu lebih baik dan menguntungkan?
KWSP & FD kedua2nya ada pros & cons masing2. apa2 pn, we can conclude yg both adalah antara pelaburan yg agak paling selamat. interest x fluctuate sgt. tp klu u berani, go for higher risk investment. stock market, forex, real estate, unit trust, etc2. pendek kata, tepuk dada, tny selera. pilihan di tgn u. make a good & the best choice ya. good luck.. :D
 

faisal_moukei

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kalau rm4juta, berapa best rate bleh dapat?
kalau encik aarie betul2 ada rm4juta,
boleh ke mana2 bank.
buat tawar menawar dgn diorg..
kalu pandai meng'ayat'..
10% setahun pun bleh dapat.
hoho..

diorg jaga wo pelanggan yg bagi diorg
byk DUIT..
macam2 ler hadiah singgah rumah nanti.
hehe..
 

faisal_moukei

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KWSP & FD kedua2nya ada pros & cons masing2. apa2 pn, we can conclude yg both adalah antara pelaburan yg agak paling selamat. interest x fluctuate sgt. tp klu u berani, go for higher risk investment. stock market, forex, real estate, unit trust, etc2. pendek kata, tepuk dada, tny selera. pilihan di tgn u. make a good & the best choice ya. good luck.. :D
aik..sejak bila FixedDeposit jd PELABURAN..?
Kalau KWSP tu yer la pelaburan..
buktinyer jd isu bebaru ni pelaburan diorg rugi,
kesannya kpd pencarum..
duit diorg jd SIKIT.


Maaf ler,..den tak berani. hoho..
i'll go for insurance..
:)paid
 

aarie

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kalu pandai meng'ayat'..
10% setahun pun bleh dapat.
hoho..
tak pandai mengayat laa kot..
rate sekarang tak memberansangkan langsung
tak dapat cover inflation pun...

tu yg nak opp out.. diversify sket.. :)
 

Mel Addlan

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aik..sejak bila FixedDeposit jd PELABURAN..?
Kalau KWSP tu yer la pelaburan..
buktinyer jd isu bebaru ni pelaburan diorg rugi,
kesannya kpd pencarum..
duit diorg jd SIKIT.


Maaf ler,..den tak berani. hoho..
i'll go for insurance..
:)paid
mmg ada yg dh jd kn FD sbg 'pelaburan'. n hasilnya quite good. sng je, guna FD yg tempoh matangnya kurang drp setahun. plg bagus, 1bln. cmne, pcaya x? :-?
 
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