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Funding for SME Businesses (Contract Financing); SME Financial Solution


Jan 22, 2020
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Hi! I am Fadhil from Commerze Capital Sdn Bhd (CCSB). We are a factoring company licensed and authorised by Bank Negara Malaysia and Ministry of Finance respectively.

Does your company lack in working capital and cash to keep your business running?
Do you have contracts/projects that you would like to factor the invoices for smooth cash flow?
We are ready to help you!

What is factoring/ invoice factoring/ contract financing?
It is the sale of your invoice contracts to us at a discounted rate. This means that we (CCSB) will bear the burden of your debt while providing your business with its needed financing to help improve your working capital health and cash flow management.

How it works?
We accept contracts awarded by: Federal/State governments, GLCs, public listed companies & others (selected).
Upon application, our fast approval process (48 hours) will inform you on the decision.
Upon acceptance, collection of all required documents and information, disbursement can be made within 8 working days

Why choose us?
We offer flexible processing: minimal documents required compared to other types of financing facilities.
We accept clients with adverse credit records.
We have more than 10 years of experience in the business.
We do Syariah-based financing.

Who can apply?

Any type of registered businesses can apply for our facilities.*

Any collateral(cagaran) needed?
Not all financial aid require collateral. If it is needed, the collateral will be of minimal value.*

What is the repayment scheme? (Cara pembayaran balik)
Repayment is deducted from the amount paid by the contract awarder.

Can I apply if my financial position is less than satisfactory?
Yes, absolutely.* Apart from our contract financing service, we also offer financial advisory consultation services to help you and your business grow.

*T&Cs apply

If you have any further questions or enquiry regarding our products and/or what we do, please do not hesitate to contact me through email / phone call / whatsapp. I will be more than happy to assist you.

Mobile: 012-3899604
GL: 03-27113129
Email: [email protected]


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