Since you want safety, then the bank is the best place. Its FDIC insured.
But mutual fund debt also has very little risk, with a higher return.
Mainly because they invest in multiple bonds, so that no single bond will affect the fund.
Fixed deposits if you want a safe investment.Bank deposits are a better option and secure as they are directly with the nationalized banks.In the short term they should come down.In the longer term they should/must go up.You have also got to take into account inflation.
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