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Balance Transfer Cheapest Rate

nilabiru

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Saya plan nak buat balance transfer dari maybank credit card so ni ada term and condition yg saya tak paham...sapa2 boleh menolong den ni haa...poninn pala wehhh
Minimum transfer amount for the 3 months to 12 months plans is RM1,000 and for the 24 months to 36 months plans is RM2,000.The special Profit Charge will be valid from the date of posting ("Date of Posting") for period of 3 months at 0%, 6 months at 0.5%, 9 months at 0.75%, 12 months at 1%, 24 months at 0.375% and 36 months at 0.413%. At the expiry of the Special Profit Charge period for the 3 months to 12 months plans, a normal finance charge of 1.4583 % per month (or 17.5 % p.a) calculated on a daily basis will be imposed until the date of repayment in full.

yg warna merah ni aku tak paham, apa ke benda daily basis tu,

katakan la aku guna yg 36 bulan tu, let say monthly payment Rm100, kalau aku bayar RM80 , yg RM20 tu kena charge daily basis ke?,

sapa2 org maybank boleh clarify ni, pakcik pening nak paham bank T&C ni, nanti silap langkah, habih pakcik kena sembelih dek maybank.

TQ in advance:-?
 

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