BTC USD 62,505.8 Gold USD 1,766.15
Time now: Jun 1, 12:00 AM

AIA Home Loan with Fixed Rate 4.85%

deenz70

Freshie
Joined
Nov 25, 2010
Messages
28
Reaction score
0
Points
3
Offer from AIA

Fixed Rated 4.85%
No lock in period for early settlement
Daily Interest Rate
 
Sponsored Post

has70

Fun Poster
Joined
Mar 14, 2008
Messages
169
Reaction score
1
Points
20
apa doc / supporting doc utk apply?
kalau gaji kecil tapi ada POF besar, layak x buat loan besar ? :-?:-?
 

deenz70

Freshie
Joined
Nov 25, 2010
Messages
28
Reaction score
0
Points
3
doc:

snp
3 bulan slip gaji
epf statement
appoitmnet letter frm company

tengok pada commitment
 

deenz70

Freshie
Joined
Nov 25, 2010
Messages
28
Reaction score
0
Points
3
just for info,

those yg nak buat re-finance rumah, check dulu

ada penalti tak kalau buat re-finance,
berapa lagi o/standing dgn bank sekarang
value rumah yg re-finance
 

deenz70

Freshie
Joined
Nov 25, 2010
Messages
28
Reaction score
0
Points
3
daily interest rate tu camne?
interest ari2 ke?

Daily rest and Monthly rest which one is better?
Daily rest Interest will be calculated based on the previous day’s outstanding balance. The advantage for daily rest is that you have a chance to save more if you like to make lots of pre-payments on top of your regular installments.

Monthly rest Your loan interest for the current month will be calculated based on the previous month’s outstanding balance.

Simple calculation to compare this 2.
Let’s say, Loan amount = $100,000 Interest rate = 6%
Amount of interest that will be charged; Daily rest = 100,000 x 6% x 30/365 = $493.15 Monthly rest = 100,000 x 6% x 1/12 = $500.00 => Interest for Daily rest is lower than Monthly rest…you save $6.85 for that month.

If your monthly installment is $644, for Daily rest, paid for principal(pokok) is $150.85, while with Monthly rest, you paid $144. This means, with Daily rest, you’re paying more on your principal. This is how you can settle your loan early
 

deenz70

Freshie
Joined
Nov 25, 2010
Messages
28
Reaction score
0
Points
3
WHAT IS AIA HOME LOAN ?

A unique housing loan package that offers the following options:-


Benefits

§ $ Mortgage Save – Generates guaranteed cash savings and protection.

§ $ Mortgage Invest – Yields investment returns for retirement and protection.

§ Definition of zero moving costs - Zero moving cost are fees that will be borne by AIA which includes only valuation fees, professional legal fees, stamp duty, discharge and disbursements
(such as registration fees, land office and bankruptcy searches.) Other fees such as administration charges by developers etc are excluded.

§ Guaranteed fixed interest rate up to 30 years. Absolutely no fluctuations in interest rate. The one opportunity to lock in at these fantastic low fixed rates for up to 30 years.

§ Assured financial planning and peace of mind. Fixed monthly repayment helps to plan and chart a clearer financial planning for the family as housing loan instalment is one of the highest loan commitments in the family.

§ $ Daily Interest - Loan calculation based on daily interst.
 
Sponsored Post

CG Sponsors




Top
Log in Register