A. Guna ASB Loan
rate loan ASB ~ 4%pa monthly rest
installment bulan= RM121
jumlah bayaran 240bulan= 240x121= RM29,040
at 20 years jumlah terkumpul ASB akan jadi ~ RM93, 219
B Guna Personal Loan
rate personal loan ~ 6% pa flat
Jumlah bayaran terkumpul 240bulan = (20,000 + 20,000 x 0.06x20) = RM44,000
Jumlah installment bulan2 = RM44,000/240=RM183
at 20 years jumlah terkumpul ASB akan jadi ~ RM93,219[/QUOTE]
ada tak personal loan yg bagi bayaran sehingga 240 bulan?