kalo nak perlindungan sehingga RM400K, berapa sebulan? loan rumah aku campur keta dan lain2 mau dekat 400K gak.
KALAU MCM NI BOLEH X BANG ADAR?
ni sekadar garapan saya jer ni, value2 tu boleh ubah berdasarkan mana kepentingan abang medical cover/saving(investment)
3. What are the covers/benefit provided? read below
Death benefit = RM 402,000(pampasan kematian)
Total and permanent disability benefit:
- Lump sum (in lieu of death benefit)= RM 400,000 sekiranya berlaku kematian akibat kemalangan Death benefit 402k+ ADD400k= total pewaris akan dpt RM802k..abg xkan dpt pasal dah xde)
Critical Illness benefit:
- Lump sum (in lieu of death benefit) =RM 20,000(paid once diagnosed with critical ilness..if death happened caused by CI..then balance rm382k will be paid to pewaris/wife)
- Income =RM 4,320 p.a
Accidental benefit:
- Death RM 100,000 Medical benefit:
- Reimbursement of medical expenses up to:
Aggregate lifetime limit on benefits payable RM 750,000(xde limit tahunan)
- Room and Board = RM 200(harga bilik ward)
- Hospital and Surgical Benefit=As charge (subject to co-takaful)
- Outpatient Treatment Benefit= As charge (subject to co-takaful)
Hospitalization income benefit: (elaun yg dibayar kepada client selepas keluar ward)
- Normal hospital confinement =RM 300 per day (masuk ward)
- ICU confinement = RM 600 per day (masuk icu)
- Surgical procedure = RM 5,000 per procedure(elaun pembedahan berdasarkan kadar risiko pembedahan setiap prosedur)
umur 26 thn, bini sorang, anak sorang.
pekerjaan, berniaga. istilah komsersial, businesman.
tak merokok dan sihat walafiat alhamdulillah.
salam bro adar, letak rm300 sbg premium dh bole dpt protection sampai rm400k...pm saya utk mengetahui lbh lanjut
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