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  #601  
Old 18-05-2017, 11:51 PM
im755 im755 is offline
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💞Takaful income replacement
RM80 sebulan
Lelaki; umur 39
1. Manfaat Kematian RM50ribu
2. Kematian Akibat Kemalangan RM250
3. Hilang anggota RM250ribu
4. Pampasan Mingguan MC- RM400 seminggu
5. Pendapatan Hospital Harian RM200 sehari
wazup saya jika berminat 0103666507
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  #602  
Old 19-05-2017, 11:06 AM
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Medical card VVIP ini hanya terdapat di zurich takaful
Rm500 ribu setiap tahun
Unlimited
Tiada co takaful
Tiada co payment
Bilik warded sehari RM1000. (Boleh dpt bilik executive vvip suite executive dgn nilai RM1000 sehari)
Thn pertama bayaran premium RM270 jer sebulan
Thn kedua bayaran premium cuma RM216 sahaja sebab ada NCD 20%

Kepada tuan vvip boleh wazup saya untuk maklumat lanjut
medical card vvip palaing murang dipasaran.
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  #603  
Old 20-05-2017, 10:38 PM
im755 im755 is offline
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��Medical card sahaja
Lelaki; umur 39
1. RM114 sebulan thn pertama
2. RM91 sebulan thn kedua (sebab NCD20%)
3. Unlimited
4. RM200Ribu setahun
5. RM300 bilik sehari (boleh dpt bilik executive depand on hospital rate)
6. Tiada co takaful
7. Tiada co payment
wazup saya jika berminat 0103666507


wazup saya untuk maklumat lanjut
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  #604  
Old 22-05-2017, 09:48 PM
im755 im755 is offline
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بسم الله الرحمن الرحيم
السلام عليكم
Medical card zurich takaful rm114 sebulan
1. Rm200 ribu setahun
2. Bilik warded sehari rm300. (Boleh dpt blik executive dgn nilai 300 sehari bergantung kepada hospital)
3. Unlimited
4. Tiada co takaful
5. Tiada co payment
6. Ada NCD 20%
7. thn kedua cuma RM91 sahaja selepas NCD20%


-—------------------

Premium rm168sebulan
Manfaat kematian rm100ribu (akn meningkat stp tahun)
Manfaat hilang upaya rm100ribu
Manfaat penyakit kritikal rm30ribu
Elaun hospital 100 sehari
Caruman dikecualikan jika hilang upaya atau disahkan pykit kritikal
Medical card Plan 250
Badal haji dan khairat kematian rm7rib

wazup saya untuk maklumat lanjut
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  #605  
Old 24-05-2017, 11:18 PM
im755 im755 is offline
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jika di beri pilihan. yg mana satu lagi penting.
income replacement plan standalone VS medical card stand alone.

kadang2 pening juga nak memberi khidmat basihat yg terbaik kepada client kita.

pada pendapat saya 2-2 plan diatas perlu ada.

jika anda memiliki medical card stand alone. anda juga wajib untuk memiliki income replacement stand alone.

kenapa saya berkata demikian.

medical card stand alone.
kekurangan nya caruman berubah mengikut usia.
bila makin tua makin tinggi carumana bulanan.
jadi. jika anda disahkan ci. caruman bulanan tetap perlu dibayar sebab tu nama dia medical card stand alone.

jadi untuk cover pendapat yg hilang sebab anda sudah tidak mampoo bekerja. jadi anda perlu ada back up dengan income replacement plan stand alone. dimana jika anda disahkan ci. ada akan dpt pampasan rm100 ribu.
wang ini boleh digunakan untuk membiayai medical card pada masa akan datang. dan dpt membantu anda untuk membeli herba2 altenative.

jadi bila ditanya kepada saya.
income replacement plan stane alone VS medical card stand alone.

kedua2 nya sama penting.

kebaikan ambil stand alone. caruman lebih rendah dan manfaat pampasan yg sangat tinggi. dan mendapat medical card yg annual limit yg sgt tinggi.

pada zaman sekarang nilai duit sgt penting.
jadi kita mesti bijak untuk memiliki plan perlindungan dan pampasan yg terbaik untuk sendiri.
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  #606  
Old 24-05-2017, 11:59 PM
im755 im755 is offline
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RUGI AMBIL TAKAFUL KALAU XDE CLAIM?

Pernah dengar Tokey Kedai Emas kata ?

"Rugi jer aku ambil Security Guard, takde apa² pun berlaku bulan ni, takde pun perompak datang kedai emas aku."

Tapi kita biasa dengar orang kata:

"Rugi jer aku ambil takaful untuk aku dan anak2 aku ni. Tak ada accident atau sakit apa2 pun kitaorang ni. Rugi la ambik takaful tapi takde claim apa-apa"

:-) :-) :-)

Tuan2, Takaful adalah JAMINAN KEWANGAN BERTULIS.

Kalau kita dah tahu awal-awal esok kita akan mati, accident, sakit dan sebagainya, tentu kita berebut-rebut buat pelan perlindungan kewangan takaful hari ini supaya dapat bersedia untuk apa-apa risiko kewangan yang mendatang hari kelak.

Ambil contoh tokey emas tadi, kalau dah kena rompak rugi berjuta-juta, baru sibuk nak pasang cctv, baru nak upah security guard, DAH TAK ADA MAKNANYA LAGI.

Begitu juga dengan kita.

Kalau dah ditimpa penyakit, ditimpa kemalangan, hilang keupayaan serta hilang kunci pendapatan, kemudian baru nak cari abg² kakak² takaful, memang dah tak ada maknanya lagi.

Hidup hanya sekali.
Jangan risikokan kehidupan tuan/puan dan ahli keluarga yang bergantung pada tuan.

Masih rasa rugi bayar takaful ?

Tuan nak rugi SIKIT atau
Tuan rugi BESAR dan BERPANJANGAN ?

Masih tunggu dan tunggu ?
Jadilah manusia yang cerdik.
بسم الله الرحمن الرحيم
السلام عليكم
Medical card zurich takaful rm114 sebulan
1. Rm200 ribu setahun
2. Bilik warded sehari rm300. (Boleh dpt blik executive dgn nilai 300 sehari bergantung kepada hospital)
3. Unlimited
4. Tiada co takaful
5. Tiada co payment
6. Ada NCD 20%
7. thn kedua cuma RM91 sahaja selepas NCD20%
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  #607  
Old 25-05-2017, 04:14 PM
im755 im755 is offline
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betul ker kos sampai 500k ????

kadang2 diorg wartawan nie melamlau2 tulis.

بسم الله الرحمن الرحيم
السلام عليكم
Medical card zurich takaful rm114 sebulan
1. Rm200 ribu setahun
2. Bilik warded sehari rm300. (Boleh dpt blik executive dgn nilai 300 sehari bergantung kepada hospital)
3. Unlimited
4. Tiada co takaful
5. Tiada co payment
6. Ada NCD 20%
7. thn kedua cuma RM91 sahaja selepas NCD20%

kalau x ada 500k. ada 200k dari zurich takaful pun ok la.
boleh buat di hospital kerajaan
yg penting ada protection
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  #608  
Old 25-05-2017, 10:16 PM
im755 im755 is offline
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Quote:
Originally Posted by im755 View Post


��Medical card sahaja
Lelaki; umur 39
1. RM114 sebulan thn pertama
2. RM91 sebulan thn kedua (sebab NCD20%)
3. Unlimited
4. RM200Ribu setahun
5. RM300 bilik sehari (boleh dpt bilik executive depand on hospital rate)
6. Tiada co takaful
7. Tiada co payment
wazup saya jika berminat 0103666507
sediakan payung sebelum terlambat.
wazup saya untk dpt free quotation
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  #609  
Old Today, 04:12 PM
im755 im755 is offline
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Alhamdullah...

semalam satu family sign up zurich Takaful...
mereka beralih dari *** kepada Zurich Takaful.
sebab..

cancer treatment as charge
dialysis treatment as charge

yang bagus zurich takaful waive waiting period 4 bulan..maksud nya..
medical card terus boleh guna...

pilihan bijak bukan setakat primium yang lebih rendah tapi mendapat coverage yang lebih tinggi...

terima kasih en nazri dan keluarga.
selamat dtg ker zurich takaful famili


wazup saya untuk maklumat lanjut
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