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  #451  
Old 21-03-2017, 09:15 PM
im755 im755 is offline
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Semalam ada seorang sahabat minta REVIEW polisinya.

Bayar RM200 sebulan.

• Hibah meninggal RM30k
• Hibah meninggal accident RM50k
• Hilang upaya kekal RM30k
• Sakit kritikal RM20k
• Medikal kad 200 sehari
• Limit tahunan RM60k
• Limit seumur hidup RM600k

Korang nak tahu berapa coverage Zurich Takaful boleh offer dengan RM200 sebulan?

✅ Hibah meninggal RM200k
✅ Hibah meninggal accident RM220k
✅ Hilang Upaya kekal RM200k
✅ Sakit kritikal 100k
✅ Hilang anggota accident RM20k
✅ MC cuti accident RM200 seminggu
✅ Elaun hospital RM60 sehari
✅ Medikal kad RM250 sehari
✅ Limit tahunan RM100k
✅ Limit seumur hidup RM5 Juta

Gila kan Zurich Takaful punya coverage??

#ZurichTakaful
#IncomeReplacement
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  #452  
Old 22-03-2017, 06:07 AM
im755 im755 is offline
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💝Takaful hibah warisan
1. RM150 sebulan tetap
2. Manfaat kematian RM200Ribu meningkat setiap tahun
3. Manfaat hilang upaya RM200Ribu meningkat setiap tahun
4. Caruman Dikecualikan jika disahkan penyakit critica

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  #453  
Old 22-03-2017, 01:46 PM
im755 im755 is offline
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��Takaful income replacement
1. RM150 sebulan tetap
2. Manfaat kematian RM150Ribu meningkat setiap tahun
3. Manfaat hilang upaya RM150Ribu meningkat setiap tahun
4. Manfaat penyakit critical RM70Ribu
5. Manfaat Elaun harian hospital private RM150 sehari
6. Caruman Dikecualikan jika disahkan penyakit critical
7. Khairati kematian/badal haji RM7Ribu

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  #454  
Old Yesterday, 12:00 PM
im755 im755 is offline
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Saya telah bekerja sebagai pemandu teksi selama sepuluh tahun.”

“Saya sudah lama terfikir hendak membeli polisi insurans hayat tetapi
tidak berbuat demikian sehingga saya ditimpa kemalangan dan tidak dapat
bekerja selama beberapa minggu.”

“Pendapatan saya tidak tetap. Saya akan hanya mempunyai pendapatan
sekiranya saya bekerja. Jika saya sakit atau ditimpa kemalangan dan
terpaksa pula masuk ke hospital, saya tidak dapat mencari nafkah. Saya
mempunyai tiga orang anak yang masih kecil dan isteri saya pula tidak
bekerja. ”

“Semasa saya sakit dan tidak bekerja, saya berasa amat bimbang akan nasib anak-anak dan isteri sekiranya saya meninggal dunia. ”

“Ini membuatkan saya sedar betapa pentingnya polisi insurans hayat untuk
melindungi keluarga sekiranya berlaku sesuatu terhadap diri saya.”

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  #455  
Old Yesterday, 09:36 PM
im755 im755 is offline
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Quote:
Originally Posted by im755 View Post
Jika dah ada medical card kenapa masih perlu keluar duit sendiri dan claim.

Kamindi zurich takaful. Tiada istilah guna duit sendiri jika dah ada medical card.
Semua bil rawatan ditanggung bila pesakit dischare.

Tak perlu claim2.

Senang citer cashless.

Kalau claim tak dpt. Nagis la. Duit dah keluar riban2. X dpt claim. Ni satu kes penganian kepada org yg dah ada medical card.

Jadi beralih kepada zurich takaful. Tak perlu claim2

Wazup saya untuk mendaptkan ilmu takaful
Jika tidak bertanya sesat jalan

💖Medical card sahaja
1. RM112 sebulan thn pertaman
2. RM90 sebulan thn kedua (sebab NCD20%)
3. Unlimited
4. RM200Ribu setahun
5. RM300 bilik sehari (boleh dpt bilik executive depand on hospital rate)
6. Tiada co takaful
7. Tiada co payment
8. RM100 elaun harian jika waded dihospital gov


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