Am cash guarantee 21 plus
Posted 23-06-2012 at 01:55 PM by komala
HI KAWAN-KAWAN...SAYA NK PERKENALKAN SKIM AM CASH GUARANTEE 21 PLUS KEPADA ANDA SEMUA , SESIAPA YANG BERMINAT BOLEH CONTACT AGENT SAYA SUGU DI TALIAN 012-5773341.. JANGAN RISAU INI MERUPAKAN SKIM DARI AM BANK YANG MEMBAWA KEUNTUNGAN KEPADA ANDA SEMUA DAN SAMBIL MENJAMIN HIDUP ANDA....LEBIH KURANG SEBULAN HANYA RM 100 HINGGA 200 JE...BOLEH DI BAYAR DI MANA2 CAWANGAN AMBANK. DI SINI SAYA INGIN SHARE SERBA SEDIKIT TENTANG SKIM INI...
berapa usia anda? berapa bajet anda untuk simpanan bulanan? Jom kira
jikalau simpanan sebulan RM200. bermakna setahun RM2400.
Jika berumur 30 Tahun, anda layak menerima RM30,000 Dana/Jumlah perlindungan.
jadi, pada usia 51 tahun jumlah yang anda terima sebenarnya RM80400 (tidak termasuk dividen tahunan)
dengan hanya RM200 sebulaN.
ATAU
Pernahkah anda mendengar tentang AmCash Guarantee 21? So, sesiapa yang agak familiar dengan produk insurans, mereka tentu tahu tentang AmCash dari AmAssurance.
produk ini adalah gabungan 3 manafaat iaitu Simpanan + Pelaburan + Perlindungan. , tapi apa yang dapat saya rumuskan adalah:-
a) Produk ini bertempoh 21 tahun dan minimum premium produk ini ialah RM 1,200 (RM100 sebulan).
b) Setiap 3 tahun, anda akan menerima 'a portion of sum assured' berdasarkan fixed percentage yang ditetapkan AmAssurance (3 tahun pertama, 8% dan selebihnya 10%). Cukup berbaloi....
c) Pada tahun ke 21, anda akan dapat Premium Terkumpul (21x RM 1,200) + 42% of sum assured + BONUS + DIVIDEND...Banyak tu!! Plus, produk ini memberi perlindungan jika anda mengalami kecacatan, kematian dan 36 penyakit kritikal..
Perlindungan insurance dua kali sum assured ...
example:
rm1200 setahun : sum assured rm 14,664.00
rm 14,664.00
+ rm 14,664.00
rm 29,328.00
Simpanan dan perlindungan pendapatan
1. tempoh simpanan/ pelaburan
tempoh simpanan sehingga 21 tahun
had umur simpanan 1 tahun sehingga 50 tahun
bonus setiap 3 tahun
pengeluaran simpanan boleh di buat selepas 3 tahun/ tempoh matang
pulangan dividen 10.50%
2. Perlindungan 3 dalam 1
pelindungan 36 jenis penyakit kritikal
perlindungan khairat kematian
perlindungan hilang upaya kekal menyeluruh
contoh kiraan untuk minimum premium RM1200(RM100 sebulan)....
example:
UMUR = 21 TAHUN
SETAHUN = RM1200.00
SEBULAN = RM100.00
SUMASSURED = RM 14,664.00
TAHUN
1. RM1200
2. RM1200
3. RM1200 = (8%) = rm 1,173.00
4. RM1200
5. RM1200
6. RM1200 = (10%) = rm 1,466.00
7. RM1200
8. RM1200
9. RM1200 = (10%) = rm 1,466.00
10. RM1200
11. RM1200
12. RM1200 = (10%) = rm 1,466.00
13. RM1200
14. RM1200
15. RM1200 = (10%) = rm 1,466.00
16. RM1200
17. RM1200
18. RM1200 = (10%) = rm 1,466.00
19. RM1200
20. RM1200
21. RM1200 = (42%) = rm 6,158.00
(Pengeluaran berkala setiap 3 tahun)
(tahun 3,6,9,12,15,18 & 21)
(3THN)rm 1,173.00 +(6THN) rm 1,466.00 + (9THN)rm 1,466.00 +
(12THN)rm 1,466.00 + (15THN)rm 1,466.00 + (18THN)rm 1,466.00
= RM 8,530.00
Pengeluaran di atas akan di bayar atas cek setiap 3 TAHUN...
TAHUN TERAKHIR
(21 TAHUN) 42% = rm 6,158.00
TOTAL :
RM1200 X 21 TAHUN =RM25,200.00
42% =rm 6,158.00
RM25,200.00 + rm 6,158.00
= RM 31,358.00
(belum campur bonus + dividend)
kenapa puluhan ribu dh memilih menyimpan dgn AmCash Guarantee 21 Plus??perbezaan simpanan di bank biasa VS AmCash Guarantee 21 Plus..
di bank anda hanya simpan duit semata2..dalam AmCash Guarantee 21 Plus anda dapat dividen,dapat bonus lagi tiap 3 tahun,dapat perlindungan insuran kematian,cacat kekal dan 36 penyakit kronik lain..dan banyak lagi kelebihan..semua anda dapat dengan HANYA SIMPAN DUIT SAHAJA!!
P.s : Renung2kan... At least, sebelum anda pencen, anda sudah mempunyai satu dana yang agak besar selain KWSP..
ATAU
AmCash Guarantee 21+
Rain or Shine, AmCash Guarantee 21+ will be
there for you.
With AmCash Guarantee 21+, you may enjoy
protection against death, critical illness and total and
permanent disability.
guaranteed survival benefits at regular 3-year intervals
42% of sum assured is payable upon maturity
money to fulfill your commitments and realise your dream
Minimum age of entry : 1 years old
Maximum age of entry : 50 years old
Policy/Premium Term : 21 years
Minimum sum assured : RM10,000
Life Insurance Coverage
In the event of death;
Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
are payable to your loved ones so that they are financially
safeguarded against the unexpected financial storm.
Income Replacement Coverage
Upon Total Permanent Disability (TPD) before age 65;
Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
are payable to cushion the financial shock that you and your
family may experience.
Dread Disease Coverage
When diagnosed with Critical Illness# before age 70;
Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
are payable to reduce your financial burden and increase
possibility of seeking better medical treatment.
Guaranteed Survival Benefit (GSB)***
From the end of 3rd policy year onwards, you will enjoy cash payment that are:
Guaranteed Payable at 3 years intervals
Tax free
The money is at your disposal in fulfilling your
commitments or realising your dreams.
Maturity Benefit
Upon completion of the 21-year policy term, you will obtain:
The balance 42% of Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
Another good reason for you to celebrate your life!
Cash Dividends*
Cash dividends may be declared annually from the end of 1st
policy year. You have the option to:
Leave it with the company to accumulate interest
Withdraw the money
If no option is chosen, the default option shall be Option 1.
Terminal Dividends*
Terminal dividends may be payable upon:-
Death/TPD
Diagnosis of critical illness
Maturity
Surrender
Other Benefits
Guaranteed Premium
Your basic premium rate shall remain same throughout the
duration of your protection.
Study Loan Scheme
While this policy is in force, the Policy Owner may apply for a study loan for the sole benefit of the Life Assured under this Policy. The purpose of the loan is to enable the Life Assured to pursue his/her education at any local or foreign university or university college recognised by the Government of Malaysia. The study loan is subject terms and conditions.
Optional Protection Riders
Enhance your protection by attaching any of the following
rider(s) to this plan:
Deferred Disability Income (DDI), Payor Benefit, Rider
(PBR),Payor Level Term Rider (PLTR), Payor Dread
Disease Waiver of Premium (PDWP), Payor Critical Illness
Term Rider (PCIT), Level Term Rider (LTR), Critical
Illness Term Rider (CIT), Hospital Benefi t Rider (HBR),
Maternity Rider (MR), Accidental Death Benefi t (AB),
Comprehensive Accident Indemnity (CAI) and Dread
Disease Waiver of Premium for TANR & LTR (DWPD).
Enjoy discounts on your premiums for sum assureds above
RM50,000
Premiums paid are tax deductible
Cash Dividends are projected to accumulate at 4% p.a. in a
low scenario case and 6.5% p.a. in a high case scenario *
Pay advance premium for the policy and enjoy the interest rate currently at 4% p.a.
Enjoy the flexibility of withdrawing the advance premium paid
* Cash Dividends and Terminal Dividends are not guaranteed and are subject to Company's performance.
** Plan matures after 21 policy years or expires in the event of Death/TPD/Diagnosis of
Critical Illness, when claim is payable.
*** GSB will accumulate with interest if left with the Company.
# 36 Critical Illnesses as stated in the contract.
ATAU
Saya Rasa Semua Org Kebanyakan Sudah Mempunyai Insuran Tak Kira Sebagai Jaminan Kesihatan Anda, Keluarga Atau Pun Untuk Tujuan Simpanan.tapi Tak Salah Kalau Kita Mempunyai Lebih Dari Satu Insuran Untuk Tujuan Berlainan,memang Ketika Ini Banyak Produk Yang Mempunyai Plan Pelaburan & Simpanan Sekaligus Tetapi Pulangannya Tidaklah Begitu Tinggi.Kini Saya Memperkenalkan Produk Dari Amassurans Iaitu Amcash Guarantee 21.
Produk Amcash Dari Amassuran Yang Menjanjikan Pulangan Dividen Yang Tinggi Setiap Tahun (melebihi 6.5%) Serta Bonus Yang Mencapai 100% Dari Jumlah Perlindungan.
Kini Anda Berpeluang Mendapat perlindungan Insuran,menyimpan Dan Melabur Duit Anda Dengan Selamat Lebih Dari Unit Trust Dan Mendapat Pulangan Lebih Dari Asb Dan Fd Yang Lain.
Dilindungi Dengan 36 Penyakit Kritikal, Cacat Dan Lumpuh Kekal Serta Faedah Penghospitalan.
Dengan Serendah Rm80 Sebulan Anda Mampu Untuk Menyimpan, Mendapatkan Perlindungan Insuran, Seterusnya Melabur Untuk Jangka Masa Yang Amat Kompetitif.
Hubungi EJEN Saya Segera 0125773341 (SUGU) Untuk Keterangan Lanjut.
KAWAN-KAWAN SILA TELITI ARTIKEL INI.......SKIM INI MEMANG BETUL2 BERI MANFAAT....SERTAILAH SEKARANG...
JANGAN FIKIR SANGAT ...
berapa usia anda? berapa bajet anda untuk simpanan bulanan? Jom kira
jikalau simpanan sebulan RM200. bermakna setahun RM2400.
Jika berumur 30 Tahun, anda layak menerima RM30,000 Dana/Jumlah perlindungan.
jadi, pada usia 51 tahun jumlah yang anda terima sebenarnya RM80400 (tidak termasuk dividen tahunan)
dengan hanya RM200 sebulaN.
ATAU
Pernahkah anda mendengar tentang AmCash Guarantee 21? So, sesiapa yang agak familiar dengan produk insurans, mereka tentu tahu tentang AmCash dari AmAssurance.
produk ini adalah gabungan 3 manafaat iaitu Simpanan + Pelaburan + Perlindungan. , tapi apa yang dapat saya rumuskan adalah:-
a) Produk ini bertempoh 21 tahun dan minimum premium produk ini ialah RM 1,200 (RM100 sebulan).
b) Setiap 3 tahun, anda akan menerima 'a portion of sum assured' berdasarkan fixed percentage yang ditetapkan AmAssurance (3 tahun pertama, 8% dan selebihnya 10%). Cukup berbaloi....
c) Pada tahun ke 21, anda akan dapat Premium Terkumpul (21x RM 1,200) + 42% of sum assured + BONUS + DIVIDEND...Banyak tu!! Plus, produk ini memberi perlindungan jika anda mengalami kecacatan, kematian dan 36 penyakit kritikal..
Perlindungan insurance dua kali sum assured ...
example:
rm1200 setahun : sum assured rm 14,664.00
rm 14,664.00
+ rm 14,664.00
rm 29,328.00
Simpanan dan perlindungan pendapatan
1. tempoh simpanan/ pelaburan
tempoh simpanan sehingga 21 tahun
had umur simpanan 1 tahun sehingga 50 tahun
bonus setiap 3 tahun
pengeluaran simpanan boleh di buat selepas 3 tahun/ tempoh matang
pulangan dividen 10.50%
2. Perlindungan 3 dalam 1
pelindungan 36 jenis penyakit kritikal
perlindungan khairat kematian
perlindungan hilang upaya kekal menyeluruh
contoh kiraan untuk minimum premium RM1200(RM100 sebulan)....
example:
UMUR = 21 TAHUN
SETAHUN = RM1200.00
SEBULAN = RM100.00
SUMASSURED = RM 14,664.00
TAHUN
1. RM1200
2. RM1200
3. RM1200 = (8%) = rm 1,173.00
4. RM1200
5. RM1200
6. RM1200 = (10%) = rm 1,466.00
7. RM1200
8. RM1200
9. RM1200 = (10%) = rm 1,466.00
10. RM1200
11. RM1200
12. RM1200 = (10%) = rm 1,466.00
13. RM1200
14. RM1200
15. RM1200 = (10%) = rm 1,466.00
16. RM1200
17. RM1200
18. RM1200 = (10%) = rm 1,466.00
19. RM1200
20. RM1200
21. RM1200 = (42%) = rm 6,158.00
(Pengeluaran berkala setiap 3 tahun)
(tahun 3,6,9,12,15,18 & 21)
(3THN)rm 1,173.00 +(6THN) rm 1,466.00 + (9THN)rm 1,466.00 +
(12THN)rm 1,466.00 + (15THN)rm 1,466.00 + (18THN)rm 1,466.00
= RM 8,530.00
Pengeluaran di atas akan di bayar atas cek setiap 3 TAHUN...
TAHUN TERAKHIR
(21 TAHUN) 42% = rm 6,158.00
TOTAL :
RM1200 X 21 TAHUN =RM25,200.00
42% =rm 6,158.00
RM25,200.00 + rm 6,158.00
= RM 31,358.00
(belum campur bonus + dividend)
kenapa puluhan ribu dh memilih menyimpan dgn AmCash Guarantee 21 Plus??perbezaan simpanan di bank biasa VS AmCash Guarantee 21 Plus..
di bank anda hanya simpan duit semata2..dalam AmCash Guarantee 21 Plus anda dapat dividen,dapat bonus lagi tiap 3 tahun,dapat perlindungan insuran kematian,cacat kekal dan 36 penyakit kronik lain..dan banyak lagi kelebihan..semua anda dapat dengan HANYA SIMPAN DUIT SAHAJA!!
P.s : Renung2kan... At least, sebelum anda pencen, anda sudah mempunyai satu dana yang agak besar selain KWSP..
ATAU
AmCash Guarantee 21+
Rain or Shine, AmCash Guarantee 21+ will be
there for you.
With AmCash Guarantee 21+, you may enjoy
protection against death, critical illness and total and
permanent disability.
guaranteed survival benefits at regular 3-year intervals
42% of sum assured is payable upon maturity
money to fulfill your commitments and realise your dream
Minimum age of entry : 1 years old
Maximum age of entry : 50 years old
Policy/Premium Term : 21 years
Minimum sum assured : RM10,000
Life Insurance Coverage
In the event of death;
Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
are payable to your loved ones so that they are financially
safeguarded against the unexpected financial storm.
Income Replacement Coverage
Upon Total Permanent Disability (TPD) before age 65;
Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
are payable to cushion the financial shock that you and your
family may experience.
Dread Disease Coverage
When diagnosed with Critical Illness# before age 70;
Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
are payable to reduce your financial burden and increase
possibility of seeking better medical treatment.
Guaranteed Survival Benefit (GSB)***
From the end of 3rd policy year onwards, you will enjoy cash payment that are:
Guaranteed Payable at 3 years intervals
Tax free
The money is at your disposal in fulfilling your
commitments or realising your dreams.
Maturity Benefit
Upon completion of the 21-year policy term, you will obtain:
The balance 42% of Basic Sum Assured
Accumulated Cash Dividends*
Terminal Dividends*
Another good reason for you to celebrate your life!
Cash Dividends*
Cash dividends may be declared annually from the end of 1st
policy year. You have the option to:
Leave it with the company to accumulate interest
Withdraw the money
If no option is chosen, the default option shall be Option 1.
Terminal Dividends*
Terminal dividends may be payable upon:-
Death/TPD
Diagnosis of critical illness
Maturity
Surrender
Other Benefits
Guaranteed Premium
Your basic premium rate shall remain same throughout the
duration of your protection.
Study Loan Scheme
While this policy is in force, the Policy Owner may apply for a study loan for the sole benefit of the Life Assured under this Policy. The purpose of the loan is to enable the Life Assured to pursue his/her education at any local or foreign university or university college recognised by the Government of Malaysia. The study loan is subject terms and conditions.
Optional Protection Riders
Enhance your protection by attaching any of the following
rider(s) to this plan:
Deferred Disability Income (DDI), Payor Benefit, Rider
(PBR),Payor Level Term Rider (PLTR), Payor Dread
Disease Waiver of Premium (PDWP), Payor Critical Illness
Term Rider (PCIT), Level Term Rider (LTR), Critical
Illness Term Rider (CIT), Hospital Benefi t Rider (HBR),
Maternity Rider (MR), Accidental Death Benefi t (AB),
Comprehensive Accident Indemnity (CAI) and Dread
Disease Waiver of Premium for TANR & LTR (DWPD).
Enjoy discounts on your premiums for sum assureds above
RM50,000
Premiums paid are tax deductible
Cash Dividends are projected to accumulate at 4% p.a. in a
low scenario case and 6.5% p.a. in a high case scenario *
Pay advance premium for the policy and enjoy the interest rate currently at 4% p.a.
Enjoy the flexibility of withdrawing the advance premium paid
* Cash Dividends and Terminal Dividends are not guaranteed and are subject to Company's performance.
** Plan matures after 21 policy years or expires in the event of Death/TPD/Diagnosis of
Critical Illness, when claim is payable.
*** GSB will accumulate with interest if left with the Company.
# 36 Critical Illnesses as stated in the contract.
ATAU
Saya Rasa Semua Org Kebanyakan Sudah Mempunyai Insuran Tak Kira Sebagai Jaminan Kesihatan Anda, Keluarga Atau Pun Untuk Tujuan Simpanan.tapi Tak Salah Kalau Kita Mempunyai Lebih Dari Satu Insuran Untuk Tujuan Berlainan,memang Ketika Ini Banyak Produk Yang Mempunyai Plan Pelaburan & Simpanan Sekaligus Tetapi Pulangannya Tidaklah Begitu Tinggi.Kini Saya Memperkenalkan Produk Dari Amassurans Iaitu Amcash Guarantee 21.
Produk Amcash Dari Amassuran Yang Menjanjikan Pulangan Dividen Yang Tinggi Setiap Tahun (melebihi 6.5%) Serta Bonus Yang Mencapai 100% Dari Jumlah Perlindungan.
Kini Anda Berpeluang Mendapat perlindungan Insuran,menyimpan Dan Melabur Duit Anda Dengan Selamat Lebih Dari Unit Trust Dan Mendapat Pulangan Lebih Dari Asb Dan Fd Yang Lain.
Dilindungi Dengan 36 Penyakit Kritikal, Cacat Dan Lumpuh Kekal Serta Faedah Penghospitalan.
Dengan Serendah Rm80 Sebulan Anda Mampu Untuk Menyimpan, Mendapatkan Perlindungan Insuran, Seterusnya Melabur Untuk Jangka Masa Yang Amat Kompetitif.
Hubungi EJEN Saya Segera 0125773341 (SUGU) Untuk Keterangan Lanjut.
KAWAN-KAWAN SILA TELITI ARTIKEL INI.......SKIM INI MEMANG BETUL2 BERI MANFAAT....SERTAILAH SEKARANG...
JANGAN FIKIR SANGAT ...
Total Comments 3
Comments
-
sesiapa yang berminat sila contact agent saya.... Sugu di 0125773341Posted 23-06-2012 at 02:01 PM by komala 
Updated 23-06-2012 at 05:21 PM by komala -
Anda juga boleh memberikan coment tentang pendapat anda di sini...amat dialu-alukan.
Posted 23-06-2012 at 02:10 PM by komala
-
Udah2 lah nak menipu.... dividen tu kalau nak keluarkan azab... kena isi borang lepas tu kena ada saksi.. tandatangan plak kalau ada lebih dari satu kena isi sekali... sedangkan masa register agen ambank ni cakap ambank akan htr check bile dapat dividen... hampas.. lepas tu tiada statement dihantar untuk memaklumkan jumlah terkumpul... yang dihantar hanya statement bayaran yag dah buat itu pun sebab utk dijadikan bukti bila nak bayar LHDN
Posted 10-12-2012 at 02:49 PM by uzzri
